Lunch partner: Fees

Joining the Smartum network is free. You only pay a service fee for the Smartum payments you have accepted. There are no hidden costs!

Smartum charges its partners a service fee either

  • at the time of the settlement of the vouchers, or
  • at three-month intervals in connection with subsequent invoicing (the Smartum Saldo payment instruments).

BENEFIT

PAYMENT METHOD

SERVICE FEE

Lunch

Voucher

2.7%

Lunch

Saldo*

2.7%

*The primary payment method with the Lunch Saldo is the Smartum payment card.

In March 2018, The Finnish Hospitality Association MaRa and Smartum have agreed on a five-year cooperation contract on the lunch, exercise and culture benefit payment instruments. In the Smartum network, MaRa members will receive a considerable discount on the Smartum service fees. You must be a MaRa member to qualify for the prices below.

BENEFIT

PAYMENT METHOD

SERVICE FEE

Lunch

Voucher

1.65%

Lunch

Card payment

1.975%


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